Practice · Motor vehicle
Car accident claims along I-35
Most crash claims are lost in the first three weeks, before anyone files anything. What you say to an adjuster, whether you treat, and how the scene evidence is preserved usually decides the outcome.
What I handle
Rear-end and intersection collisions
The most common and the most commonly undervalued. Liability seems obvious, so insurers fight on injury causation instead.
Uninsured and underinsured motorist
Roughly one in five Texas drivers carries no insurance. Your own UM/UIM coverage may be the only real source of recovery — and your carrier will treat you like an opponent.
Drunk and impaired driving
A criminal case runs parallel to your civil claim. Handled correctly, that record becomes evidence. Dram shop liability may also apply.
Disputed liability and multi-car pileups
Texas uses modified comparative fault. If you are found more than 50% responsible you recover nothing, so how fault gets allocated is everything.
Texas rules worth knowing
Three things that catch people out
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You generally have two years
Texas sets a two-year limitations period for most injury claims. It sounds like plenty. It is not, once you account for treatment, investigation, and pre-suit negotiation. Claims against governmental units can require notice in as little as six months.
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Your percentage of fault reduces your recovery
Under Texas modified comparative fault, damages are reduced by your share of responsibility, and above 50% you recover nothing. Insurers push fault onto you precisely because the math rewards it.
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Gaps in treatment become the defense
If you wait three weeks to see a doctor, expect the argument that something else caused your injury. Get evaluated early, and follow through on what is recommended.
This is general information about Texas law, not advice about your situation. Deadlines vary with the facts. If you think a deadline may be close, call rather than read.
Next step
Tell me what happened. I will tell you honestly whether you need a lawyer.